Opportunities for Business Owners

Maximize the Capital Dividend Account (CDA): Potentially receive tax-free dividends.

Support Buy-Sell Agreements: Ensure seamless transitions between business partners.

Guard Against the Loss of Key Employees: Protect against the impact of losing essential talent.

Secure Business Loans: Strengthen loan applications with life insurance on the business owner.

Manage Capital Gains Liabilities: Address tax implications when distributing shareholder interests to beneficiaries.

Benefits of Whole Life or Universal Life Insurance

Once substantial cash value is built up, a third-party line of credit can be utilized to:

• Access Emergency Funds: Provide immediate cash for unexpected costs.
• Supplement Retirement Income: Offer tax-efficient income for key employees and owners.
• Explore New Business Ventures: Fund expansion and growth projects.
• Cover Ongoing Operational Costs: Support day-to-day business expenditures.

Learn how life insurance can serve as a powerful tool in your business’s financial strategy and long-term success.